BFSI & Fintech

CYBERSECURITY COMPLIANCE FOR REGULATED INDIAN FINTECHS & BFSI

Technical compliance with RBI Master Directions on IT Governance, SEBI cybersecurity circulars, and IRDAI information security mandates.

Fintech startups, NBFCs, payment aggregators, and brokers operate under intense regulatory scrutiny in India. EDB Global delivers end-to-end technical audits, card tokenization verification, and board-level risk reporting engineered strictly for Indian financial sector mandates.

Statutory Reference:RBI Master Direction on IT Governance 2023 · SEBI Cybersecurity Framework

Schedule BFSI Consultation Explore Scope & Deliverables

Operational & Strategic Challenge

The Complex Regulatory Landscape for Indian Financial Technology

Regulatory penalties in the Indian BFSI sector can halt product onboarding, revoke payment aggregator licenses, and incur severe reputational loss.

RBI IT Governance MandatesStrict controls on cyber crisis management plans (CCMP), vendor risk management, and multi-factor authentication for financial transactions.

Payment Data Localization (RBI PSS Act)Mandatory domestic storage of end-to-end transaction data with zero foreign mirror retention.

Third-Party Fintech API RisksUnregulated vendor integrations and API webhooks creating unmonitored backdoors into core banking networks.

Technical Deliverables

Fintech Compliance Deliverables

RBI Master Direction IT Audit

RBI

Comprehensive evaluation of access management, cryptographic standards, perimeter security, and data localization.

Production verified

Cyber Crisis Management Plan (CCMP)

Governance

Board-approved incident escalation procedures, containment playbooks, and regulatory communication timelines.

Production verified

Payment Data Perimeter Hardening

Payments

Isolation of cardholder data environments (CDE), tokenization audit, and zero-storage verification of CVV/PINs.

Production verified

Quarterly Board Telemetry Dashboard

Board Reporting

Executive risk metrics and compliance posture visualization designed for board review and regulatory inspections.

Production verified

Implementation Lifecycle

Our Engineering Execution Roadmap

Sectoral Mandate Mapping

Determine applicable directives across RBI, SEBI, NPCI, or IRDAI based on your licensing model.

Technical Architecture Verification

Audit cloud boundaries, card data isolation, and API security against regulatory standards.

Filing & Audit Defense Documentation

Compile authoritative evidence portfolios ready for submission to regulatory inspection teams.

Frequently Asked Questions

Practice Inquiries & Technical Details

Yes. We audit your technical architecture against the RBI Guidelines for Regulation of Payment Aggregators and Payment Gateways.

Insulate Your Financial Architecture

Speak with our BFSI security practice lead to assess your RBI and SEBI compliance posture.

Schedule BFSI Consultation Direct Contact & NDA

Direct access to senior practice engineers · 100% Indian regulatory compliance guarantee